Non-Lucrative visa Spain 2024

The Spanish non-Lucrative visa is a long-stay permit allowing non-EU citizens to reside in Spain without the necessity of employment. As of 2024, applicants generally need to show an income exceeding 400% of the monthly IPREM, approximately 2,400 euros per month for a single applicant. Additional family members may necessitate an extra 100% of the IPREM each, equivalent to 600 euros per month.
Published on 19 February 2024

Many Americans and British consider Spain a favorite destination to live. But, they face many problems in obtaining non-lucrative residence in Spain. Our team of lawyers will help you solve these problems. Moving to Spain has many advantages. The country has year-round good weather, delicious cuisine, quiet cities, and welcoming people.

The non-lucrative visa Spain is the simplest way to come to Spain. But, you have to meet some requirements.

What is a Spain non-lucrative visa?

A non-lucrative visa is a unique residency permit in Spain for non-European citizens. This visa is for people who intend to live in Spain for the long term. With this visa, Spain will not allow you to work.

Do you want to live in Spain?

Our law firm has more than 15 years of experience.

Contact Us Now!

This visa is the most used visa to live in Spain. It is not necessary to invest in a property in Spain, as is the case with the golden visa. But, the applicant must show they have enough money to live in Spain for at least one year without working.

After the initial year of residence in Spain, individuals renew the NLV every 2 years. Then, they renew it for 2 more years. After 5 years, anyone who wants can get permanent residence. After that, anyone who wants to stay can apply for a permanent residence permit in Spain. Also,  this visa allows you to bring family members as long as you have enough money to support them.

spain non lucrative visa application form uk

Spain non-lucrative visa requirements

These are the basic requirements to get the NLV in Spain:

  • Each year, the IPREM updates the figure to support their stay in Spain with funds. In 2024 it is €28,800 per person.
  • Proof that you do not work anywhere in the world.
  • You must demonstrate that you don’t have a criminal record or that you committed a crime a long time ago. This point can be a bit subjective, depending on the consulate. One of our lawyers would have to assess your situation.

    The main requirements for the non-Lucrative visa are as follows:

    Applicants must show they have enough money to live in Spain. This visa does not allow working in Spain. This is the main rule. The Spanish government does not want to have extra expenses for these people.

    The Spanish government relies on the IPREM, an indicator, to ensure individuals have sufficient funds to sustain themselves in Spain. It helps the government determine a person’s minimum annual income.

    Apart from the 28,800 euros required for the main applicant. If you come with relatives, you have to prove 7,200 euros for each relative that comes with you. You have to do this verification at each renewal of your non-lucrative visa and adjust to the IPREM of that year.

    Do you want to live in Spain?

    Our law firm has more than 15 years of experience.

    Contact Us Now!

    When you include dependents in your visa application, it’s essential for family members to submit all the mentioned documents. They don’t need to submit proof of financial means. Additionally, different family members require specific documents.

    • Minor Children: Provide the birth certificate issued by the civil registry.
    • Spouse: Include the marriage certificate issued by the civil registry.
    • Partner: foreign documents substantiating an unmarried partnership with the applicant.
    • If you are adding a partner: submit the certificate of registration. It must show that you are an unmarried couple. Also, submit any other document substantiating an unmarried partnership with the applicant.
    • Adult Children: Include documents demonstrating financial dependence. Also, include the adult child’s civil status and proof that they continue to be part of the family unit.
    • Parents: Should submit documents that confirm their financial dependence. They should also confirm their status as part of the family unit.

    All bank withdrawals abroad must be in euros or in any currency but converted to euros.

    How to prove that you have enough funds to stay in Spain with the non-lucrative visa in 2024?

    You can use various documents to prove your financial means while staying in Spain.

    Among these documents are:

    • Provide bank statements for the last 6-12 months before the application date. The statements should prove your savings. Submit them to the Spanish consulate.
    • You must provide proof of other sources of income. This includes investments, rental incomes, dividends, and pensions.

    For example, you can combine all these. If you have 15.000€ of savings and receive a pension of 15.000€/year you can apply for the NLV.

    You need a validation document from your bank to prove the validity of your credit cards. It also proves the value of the property.

    Do you want to live in Spain?

    Our law firm has more than 15 years of experience.

    Contact Us Now!

    The amount of money requested may be in several bank accounts. Bank statements cannot be more than 6 months old. Finally, the main applicant must have the savings in his or her name or on his or her behalf. Persons claiming to be dependents of the main applicant must provide a marriage certificate or a birth certificate. You must apostille the certificate. Then, a Spanish sworn translator must translate it. This proves their relationship to the main applicant.

    Documents required to apply for a non-lucrative visa application

    spain non lucrative visa approved

    Our lawyers will help you to get a series of documents that you must submit to apply for this visa. They grant the initial non-lucrative visa for ONE YEAR. You must apply for it at the Spanish consulate where you live.

    Below is a list of the main documents required by the Spanish Consulate for a successful visa application.

    Non-lucrative visa application forms in Spanish

    Applicants must complete and sign their visa application forms . Authorities may deny the application if it contains incorrect or incomplete details. The authorities could dismiss the non-lucrative residence permit as a result. The authorities will send written notification to applicants if their Non-lucrative Visa is denied. The notification will outline the grounds for the decision. You have to be very careful in the details you are filling in to avoid mistakes. Our team of lawyers can help you in this whole process to avoid problems. Every year we file over 500 non-lucrative visa applications. All them are successful.

    • Passport photo

    Applicants must provide a passport photo when applying for a Spain passive income visa. You must have a passport photo with a white background taken by a professional. You cannot submit selfie-type photos. The applicant’s face must be visible and the size of the photo must be 3×4 cm.

    • Your Travel Document

    Visa applicants must have the original and a photocopy of the first page of their passport. Besides, you must submit the original passport’s biometric data page(s) and a photocopy. The passport must be valid. It must have a minimum validity period of 1 year. The application must be issued within the ten years before its submission. Furthermore, the passport must have a minimum of 2 blank pages available for stamping the Spanish visa.

    • Police Clearance Certificate

    NLV applicants must provide the criminal record certificate, apostilled. We must also translate it into Spanish. A sworn translator recognized by the Spanish Government must translate it. Our team of lawyers can help you with this translation. The applicant must show their criminal record from all the countries they lived in for at least 6 months in the past 5 years.

    • Private Health Insurance for the NLV

    Applicants for the non-lucrative visa must get private medical insurance. This is the same rule for other Spanish visas. The insurance policy must be individual for each applicant. The visa is individual for each person. The Spanish government does not want to pay extra costs for NLV applicants. Private medical insurance has to cover all illnesses. It cannot include any co-payments. Our team of lawyers can help you. They can also connect you with insurance companies recognized by the Spanish Government.

    Do you want to live in Spain?

    Our law firm has more than 15 years of experience.

    Contact Us Now!

    A private, Spanish insurance company must issue the health insurance for one year or more. You cannot have any extra cost on the insurance policy and you have to pay it one full year in advance.

    British citizens can submit the S1 form. We can help with online registration at the Spanish social security. Instead of getting private health insurance. We can do this before the consulate’s appointment.

    The NLV applicants must present the Ex-01 form completed. They must also provide a medical certificate of good health. The certificate must certify that they do not have any health problems. Health problems could pose a risk to the people of Spain.

    When and where to apply for a non-lucrative visa for Spain

    You must apply for the Spanish NLV at least 90 days before traveling to Spain. The Spanish consulate has up to 3 months to approve your visa. You must submit the visa application through the Spanish embassy or consulate in your country of residence. Wait for approval before traveling to Spain. Tourists who are in Spain cannot apply for the NLV in Spain.  


    The interview is an essential rule for the Spain visa application. You must submit all the documents and forms for this interview. You present all the documentation for your visa during the interview. The interviewer conducts the interview, depending on the person. If they do not trust the applicant, they ask many more questions. They want to confirm the accuracy of the presented information.

    Spanish Non-Lucrative visa Cost

    Do you want to live in Spain?

    Our law firm has more than 15 years of experience.

    Contact Us Now!

    Applicants pay the Visa cost on the day of submission at the Spanish Consulate. Applicants must confirm the amount of the visa fee, as it depends on their citizenship. For example, the cost in the UK for 2024 is 516 pounds plus 9.80 pounds in immigration fees. The cost in the USA is $152. Our team of lawyers can update the costs yearly and assist you. Contact us.

    Non-lucrative visa 2024 application processing time

    The review can take up to 3 months. If “administrative silence” rejects your application, it will take longer. Once the Spanish Consulate approves the visa, the applicant must enter Spain within 3 months. Then, the applicant must apply for the PADRON and the TIE card (residency card) at the police. 

    How to apply for a non lucrative visa in Spain?

    You can apply for the non-lucrative visa with one of our lawyers. They will help you at all times in obtaining all the documentation. They will ensure it is perfect on the day of the presentation at the Spanish consulate. Our clients comment on Google or Trustpilot. They say the process is easy and fast. Look at our MySpainVisa reviews for details.

    Obtain your TIE to complete the residency process in Spain.

    The visa comes with the NIE Spain stamped. This number is the identification number of a foreigner who intends to open a bank account in Spain, buy a property… The NIE number is unique for each foreigner and never expires.

    After entering Spain with a non-lucrative visa stamped in your passport, our team of lawyer can advise and help you to apply  for a foreigner identification card (TIE). The process of obtaining the TIE involves registering in the town where you will reside in Spain (PADRON document). Afterwards, you will have to book an appointment at a police station to register your fingerprints and after a few days you will be able to pick up the TIE card (foreigner identity card).

    The benefits of living in Spain on a non-lucrative visa in Spain?

    Obtaining a non-lucrative visa has many benefits:

    • It is the fastest way to get residency in Spain.
    • It is a simple procedure if you have the help of a lawyer.
    • It allows you to live in Spain 365 days
    • This visa allows short trips to any Schengen State, trips of up to 90 days, without the need for another visa. The Schengen countries comprise 26 member states.
    • You don’t need to invest in the Spanish economy before moving to Spain with a non-lucrative visa.
    • You can use this visa to get permanent residence, if you can live 5 years without working in Spain.
    • After living in Spain for one year you can get public health care by paying a monthly fee.

    How to find a place to live in Spain when you already have the NLV? Once you have your visa approved, there are many places to live in Spain. We recommend the best and cheapest cities to live in.

    Do you want to live in Spain?

    Our law firm has more than 15 years of experience.

    Contact Us Now!

    What should you avoid during an NLV application?

    Ensuring accurate form completion and legal document acquisition is crucial. During the submission, consulate officers may verify your information through a series of questions. We recommend working with one of our lawyers. They can help you get a smooth non-lucrative visa application process. Given our impressive 99% success rate, it’s a great choice.

    Frequently Asked Questions about non-lucrative residence visa Spain

    How much money do you need to get a non-lucrative visa in Spain?

    It is necessary to credit minimum 28.800€ for the principal, if you are a family it is 7.200€ per family member.

    Do I pay tax in Spain on a non lucrative visa Spain?

    To renew the non lucrative visa in Spain next year, you must spend at least 183 days there. If you are in Spain for 183 days, you will have to pay taxes there.

    What is the bank balance for non lucrative residence visa Spain?

    There is no mandatory balance, since it can be a combination of savings, pensions, rents, dividends… If a retired person only has €28,800 and no extra funds, it’s likely they won’t be granted the visa because they won’t be able to demonstrate sufficient funds for renewal next year. If you have any doubts, please contact one of our lawyers.

    Why choose us for your Non-Lucrative visa Spain 2024?

    We are a Spanish law firm with more than 15 years of experience. We are specialists in immigration and real estate. We respond in less than 3 hours to all your questions or we schedule a call to resolve all the doubts of the client.

    We are experts in obtaining your visa so many clients speak well of us on the internet. If you need help with the visa, contact us!

    38 thoughts on “Non-Lucrative visa Spain 2024

    1. Patrick McVey |

      My Public Service Pension in UK is taxed at source including income from state pension. I understand the 183 day tax principle but does that mean I pay double tax on same income or is there some arrangement between UK and Spanish Tax Authorities that means I only get taxed once pro rata of period in Spain and UK if over 183 days. Regular income of spouse and I meets financial criteria plus savings and house owned value around £150,000. No criminal record for either but health insurance to cover existing conditions would be required. Have rented a flat in Spain for over 7 years but stay limited to 90 days, would like a flexible split 3 months UK 9 months stay in Spain over a year.

      1. My Spain Visa |

        Spain and the UK have agreements to avoid double taxation, therefore, you would only pay taxes in the country where you stayed for more than 183 days.

        We can help you in all the process to obtain your visa, if you are interested let me know.

    2. John Graham |

      Can I take dividends from my uk company on a NLV whilst in Spain I’m 62yrs and retired ?

      1. My Spain Visa |

        If you prove that you are not going to work for your company and only collect dividends, it is possible to obtain the NLV.

    3. Barbara Williams |

      Looking to retire on Nlv in next 18 months. Having lived and worked in Spain for approximately 2003-13, I have NIE and social security numbers. Does this make any difference

      1. My Spain Visa |

        No, there is no difference. You will have to apply for a visa like all other non-European citizens.

    4. ken hege |

      what is the cost of your nonlucrative visa services for a husband and wife?

      1. My Spain Visa |

        We have sent you an email with all the costs related to this visa.

    5. Laurie Edmonds |

      Can you tell me the cost of your services to obtain Spanish residency,I am retired and 72 years old I have the finance required thanks

      1. My Spain Visa |

        Sent email with all the details

    6. John Nash |

      Hi. Please could you give me a rough idea of your costs for me to obtain a non lucrative visa for myself and my wife. I have a company pension and we have enough savings to cover the criteria of the visa. Thank you. John Nash. Age 64.

      1. My Spain Visa |

        Sent email with all the details

    7. Kathryn Browne |

      Both my husband and I are over 66 can either one of us be the dependant and what is the process and cost relating to the dependant

      1. My Spain Visa |

        Yes, one of you can be the dependant and between the two of you you only have to prove a minimum of 36.000€. We can help you through the whole process.

    8. Sue Beak |

      Can you please tell me your costs for apply8ng for a non lucrative visa and translation of necessary documents

      1. My Spain Visa |

        We have sent you an email with all the updated costs for 2024, did you receive it?


      My family and I are looking to relocate to Valencia Spain by Dec 2025 or Jan 2026. Would you say starting g on the process around August would work? How much is your cost to assist with me, my husband and my mother to process the paperwork?

      1. My Spain Visa |

        The process starts 5-6 months before your arrival in Spain, so August would be perfect. You can contact us and we will help you through the whole process.

    10. KimW |

      We are considering applying for a non-lucrative visa to move to Spain next year. We have more than enough assets; however, our accounts are in a U.S. Revocable Trust. We have total access to those account but it prevent our application from being accepted?

      1. My Spain Visa |

        We have sent you an email with all the information, if you have access to the money and can prove that it is yours, there would be no problem.

    11. Al Alvarez |

      Hello gentlemen,

      I am an American born citizen, living in Washington state. My grandparents were Spaniards from Grado, Asturias Spain. I’ve always known that both sides of my family were from Asturias Spain. One of my cousins has actually gone to Grado and hired an investigator in years past to create the ancestor history, owhich I have. My father was born in Florida of Spanish Immigrant parents. My mother was born in Ecuador, (of Spanish Great Grandparents). so citizenship in Ecuador, a former Spanish colony is possible as a duel citizen, which I believe my be easier to obtain citizenship in Spain. My DNA shows 60% Spaniard and 2% Basque. I am fluent in Spanish but speak it better then I read or write it. .

      I will be in Spain from April to June 2024. My plan is to fly into Madrid and spend at least two weeks there.

      I would like to know how difficult it would be to get Spanish citizenship, and if that would make me a tax resident. If I became a Citizen of Spain, would I be able to spend 180 days a year there?

      I wish to avoid becoming a tax resident. I have been wondering if I could get citizenship in order to come and go and spend about 180 days there a year and thereby being able to travel Spain and Europe.

      Eventually, I’d like to migrate to Spain, I’m 70 years old, have a Roth IRA, a Washington State a pension (retired state government employee) and Social Security.

      I also would like to know if I spent more than a 183 days or purchased a flat in the Valencia Costa Blanca area or Malaga what would my taxes be.

      1. My Spain Visa |

        We can help you through the whole process, you can contact us for assistance.

    12. Leanne |

      I am looking to move from the UK to Spain. My partner is looking at getting a golden visa but we are not married and I don’t want to rush to get married to get it. Can I apply for a NLV if I can prove I have the income myself? I also have a 21 year old who lives with me? Would she be able to come live out there?

      1. My Spain Visa |

        Yes, you have to prove that you have about 40,000 for you and your daughter and prove that you are not going to work.

    13. Philip Dodwell |

      Good afternoon
      Please can you provide me with a breakdown of costs to get an NLV for my wife and myself and daughter
      Warmest regards
      Philip Dodwell

      1. My Spain Visa |

        We have sent you the updated cost breakdown in 2025 of the non-lucrative visa.

    14. Elizabeth Fleites |

      Hello, I will be retiring in 12/2024 and will be applying for the NLV sometime in 05/24. I also plan to be in Spain the last 2 weeks of 11/2024). Between my US Social Security income (I retire in 2024 and this will be the only income I will be receiving), proceeds from the sale of my home (proceeds in a savings account) here in the states, and regular savings, I meet the financial requirements for the Visa. I am curious to know if I will be paying taxes (in Spain). Also, do you also help with the NEI #. Thank you for you assistance.

      1. My Spain Visa |

        We can help you through the whole visa process, you should start with the documentation 5-6 months before your arrival in Spain.

    15. Mike |

      I don’t understand the statement about paying tax if I stay over 183 days. Will I have to pay Spain income tax on my retirement earnings? What rate would I be taxed at?

      1. My Spain Visa |

        In any country in the world if you stay more than 183 days you pay taxes in that country. You will have to pay depending on your income, we need to evaluate your situation to tell you the cost.

    16. Sibte Hassan |

      Please provide me your fees for processing and applying a non lucrative visa for my wife and myself.

      1. My Spain Visa |

        We have sent you an email with all the costs associated with this visa.

    17. Deepak Malhotra |


      I meet all the requirements for a non lucrative visa, and I can cover the costs of my partner too who would become a dependent on my visa. I understand I can’t be doing any work either in Spain or the UK but, in this case, could my partner / dependent?


      1. My Spain Visa |

        Neither you nor your partner can work anywhere if you have a non-lucrative visa. If you want to work you will have to modify your visa.

    18. Christopher Hakes |

      My application for the S1 requires a date of intended travel to Spain if my application for the NLV takes longer than expected I may have to travel later than expected will this have adverse consequences?

      1. My Spain Visa |

        When your visa is approved you have 90 days to enter Spain, you can enter whenever you want in those 90 days.

    19. Alan Scott |

      my wife and I are interested in applying for a NLV as we have a property in Mallorca that we wish to visit more often How much do you charge for assistance with this process

      1. My Spain Visa |

        We have sent you an email to help you with your visa process.

    Write a Reply or Comment

    Your email address will not be published. Required fields are marked *